Welcome to Erie and Niagara Insurance

"The Strength of Our Past is the Foundation of Our Future"

If you are looking for an insurance carrier that can deliver exceptional value, excellent service and superior coverage, Erie and Niagara is the right company for you.  Founded in 1875, we protect our 104,000 policyholders with quality products and services.  We hold an A (Excellent) financial rating from A.M. Best Company, the insurance industry’s leading rating organization.

Whether your needs are personal, farm or business related, we can help.  There are over 300 professional independent insurance agents across Upstate New York representing Erie and Niagara Insurance offering superior service and innovative products.  And if you have a claim, you can expect fair, prompt, and courteous service.  We welcome the opportunity to be of service to you.

Make A Payment

In addition to accepting one-time electronic payments, we also offer recurring payments from your checking or savings account.

Enroll in AutoPay and all installment fees are waived!

Click on the “PAYMENTS” tab above to learn more about this convenient billing option!



Erie Niagara Insurance Agents

Find An Agent

Zip Code: Miles:



*Umbrella Policy offered through our affiliate Cherry Valley Cooperative Insurance Company


Report A Claim

(Please have your policy number available)

Report Online


During Business Hours - Mon thru Fri
(8:15 am - 4:30 pm)

After Hours and Weekends

Buffalo Business First - 2024 Best Places to Work

This company was issued a secure rating by the A.M. Best Company, click for additional details

This company was included in the Ward's 50 group of the top performing companies for 2023