This program offers coverage for Buildings, Business Personal Property, Loss of Earnings and Liability. It is designed to cover residential Artisan Contractors with up to five employees. There are forty-one (41) eligible classes including but not limited to:
- Cleaning Services
- Concrete Construction
- Electric Work
- Excavation – Earth
- Floor Covering
- Landscape / Gardening
- Masons
- Painters / Paperhangers
- Plumbing
- Septic Tank and Laterals Installers
- Siding Installers
- Trench Diggers
- Waterproofing Contractors
The program includes XCU (Explosion, Collapse & Underground) and Contractual Liability. Additional Insured coverage options are available to extend liability protection to other eligible persons or entities. There are a number of other coverage options including our APACE endorsement (Artisans Property Additional Coverage Endorsement) which offers three options depending on your needs. For an additional premium, the APACE 1 endorsement which is the broadest of our APACE options, includes the following:
- Glass – Replacement Cost
- Accounts Receivable - $10,000
- Computers - $10,000
- Contractors Equipment - $10,000
- Rental Reimbursement - $2,500
- Installation Floater - $10,000
- Outdoor Signs - $10,000
- Valuable Papers - $10,000