The Strength of Our Past
is the
Foundation of Our Future

Erie and Niagara Insurance
is a mutual insurance company.

We work for our policyholders,
 not shareholders



A.M. Best Rated
Since 1988

Financial Size Category VIII


Personal Insurance

Erie and Niagara Insurance offers a personal insurance line that includes programs, additional coverages and endorsements to protect the life you live.


Business Insurance

Choose the insurance team that’s experienced in analyzing your risks and protecting businesses from a variety of exposures.

Farm Owner Insurance

As the Largest farm insurer in the State of New York, Erie and Niagara provides a suite of products that will meet your specific insurance needs regardless of how large your piece of New York happens to be.

*Umbrella policy offered through our affiliate Cherry Valley Cooperative Insurance Company