Farm Owner Insurance
We have a long history as a farm focused insurance provider and pride ourselves on being the largest farm writer in
New York State. Our Farm Owner program provides coverage for many different farm types including dairy, beef,
cattle, hog, sheep, fruit, crop, hobby and more.
Coverage is available for farm dwellings, personal property, personal liability, farm liability, garage structures,
barns, silos and equipment. Several optional endorsements providing important coverage for farms include Milk
Spoilage, Ordinance and Law Coverage, Equipment Breakdown, Underground Utility Line Coverage and Weight of Ice, Sleet
Inland Marine coverage may be added by endorsement for a variety of agricultural and personal items such as: mobile
equipment used for farming operations or property maintenance, horse tack and equipment, computers, livestock such
as cattle, horses, swine, poultry, exotics and more.
Coverage is offered through our affiliate Cherry Valley Cooperative Insurance Company with limits up to $5 Million for a Commercial Farm Umbrella.